Open an INSBANK® Certificate of Deposit Account.

A Modern Virtual Banking Solution for People Who Value Genuine Banking Relationships.

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We Make CD’s Look Easy!

Low-risk savings solutions with a fixed interest rate. Find a CD with rates and terms that fit your needs and allow you to hit your savings goals faster and with ease.

  • FDIC Secured
  • Flexible Terms
  • Competitive Rates
  • Online Dashboard

Get Guaranteed Returns!

Choose from our available Certificates of Deposit.

TERMS** ANNUAL PERCENTAGE YIELD (APY)* INTEREST RATE***
90 Days 1.05% 1.05% Apply
6 Months (180 days) 1.25% 1.25% Apply
12 Months (1 year) 1.75% 1.75% Apply
18 Months 1.85% 1.85% Apply
2 Years 1.95% 1.95% Apply
3 Years 2.05% 2.05% Apply

*Annual Percentage Yield accurate as of 10-01-2022. Rates are subject to change at any time without notice. **Minimum deposit to open certificate of deposit is $2,500. ***A penalty may be imposed for early withdrawals on all CDs and fees may reduce earnings on the account.

How It Works

Opening your account is easy

1

Let’s Get Personal

We just need a few details like name, contact details, & SSN.

2

Start Saving

With our competitive offerings, the more you save, the more you earn!

Open Account
3

Connect with a Private Client Advocate

When you have questions, they have answers! Give them a call!