Open an INSBANK® Certificate of Deposit Account.

A Modern Virtual Banking Solution for People Who Value Genuine Banking Relationships.

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We Make CD’s Look Easy!

Low-risk savings solutions with a fixed interest rate. Find a CD with rates and terms that fit your needs and allow you to hit your savings goals faster and with ease.

  • FDIC Secured
  • Flexible Terms
  • Competitive Rates
  • Online Dashboard

Get Guaranteed Returns!

Choose from our available Certificates of Deposit.

90 Days 2.27% 2.25% Apply
6 Months (180 days) 2.52% 2.50% Apply
12 Months (1 year) 3.00% 3.00% Apply
18 Months 3.11% 3.10% Apply
2 Years 3.20% 3.20% Apply
3 Years 3.30% 3.30% Apply

*Annual Percentage Yield accurate as of 01-29-2023. *Rates are subject to change at any time without notice. APY assumes interest remains on deposit until maturity. **Minimum deposit to open certificate of deposit is $2,500. ***A penalty may be imposed for early withdrawals on all CDs and fees may reduce earnings on the account.

How It Works

Opening your account is easy


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We just need a few details like name, contact details, & SSN.


Start Saving

With our competitive offerings, the more you save, the more you earn!

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