Open an INSBANK® Certificate of Deposit Account.

A Modern Virtual Banking Solution for People Who Value Genuine Banking Relationships.

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We Make CD’s Look Easy!

Low-risk savings solutions with a fixed interest rate. Find a CD with rates and terms that fit your needs and allow you to hit your savings goals faster and with ease.

  • FDIC Secured
  • Flexible Terms
  • Competitive Rates
  • Online Dashboard

Get Guaranteed Returns!

Choose from our available Certificates of Deposit.

Terms Annual Percentage Yield (APY) Interest Rate
90 Days 0.25% 0.25% Apply
6 Months (180 days) 0.25% 0.25% Apply
12 Months (1 year) 0.50% 0.50% Apply
18 Months 0.60% 0.60% Apply
2 Years 0.70% 0.70% Apply
3 Years 0.75% 0.75% Apply

*Annual Percentage Yield accurate as of 09-20-2021. Rates are subject to change at any time without notice. Minimum deposit to open certificate of deposit is $2,500.

How It Works

Opening your account is easy


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We just need a few details like name, contact details, & SSN.


Start Saving

With our competitive offerings, the more you save, the more you earn!

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