Open an INSBANK® Certificate of Deposit Account.

A Modern Virtual Banking Solution for People Who Value Genuine Banking Relationships.

Open Account
Already A Customer? Sign In

We Make CD’s Look Easy!

Low-risk savings solutions with a fixed interest rate. Find a CD with rates and terms that fit your needs and allow you to hit your savings goals faster and with ease.

  • FDIC Secured
  • Flexible Terms
  • Competitive Rates
  • Online Dashboard

Get Guaranteed Returns!

Choose from our available Certificates of Deposit.

TermsAnnual Percentage Yield (APY)Interest Rate
90 Days0.45%0.45% Apply
6 Months0.45%0.45% Apply
12 Months0.75%0.75% Apply
18 Months0.85%0.85% Apply
2 Years0.95%0.95% Apply
30 Months1.15%1.15% Apply
3 Years1.00%1.00% Apply

*Annual Percentage Yield accurate as of 11-26-2020. Rates are subject to change at any time without notice. Minimum deposit to open certificate of deposit is $2,500.

How It Works

Opening your account is easy


Let’s Get Personal

We just need a few details like name, contact details, & SSN.


Start Saving

With our competitive offerings, the more you save, the more you earn!

Open Account

Connect with a Private Client Advocate

When you have questions, they have answers! Give them a call!